Wednesday, December 6, 2006

Capital One is the devil.

Yea so the new plantation ain’t all that busy and this network ain’t all that secure so I’m making another post.

I read this article on MSN today and it was interesting. It’s nothing that I don’t already know but obviously some people need to be told. Credit card companies make their money on people who rack up high balances and don’t pay their bills. If you’re up to the top of your head in debt with one card and they send you an offer for another one—just why would you take it? They don’t care; they are going to keep sending them as long as you keep using it. Let us just use our heads people. It’s not that hard of a concept. I hear people calling my generation, Generation Debt. Between credit card and student loan bills we are a mess. All I’m saying is let’s be a little smarter. I was finance major in college but it doesn’t take a genius to know how important your credit is. Just like your health, you have to take care of your credit. That’s what my old geezer professor used to tell us.

26 comments:

Anonymous said...

*whispering because Sallie Mae and Dept. of Education are watching my EVERY move*

You know these mofo's called me and asked me why I needed a deferment?!? *whispering even lower* Why do you think?!! Because I was broke, bitch! So I should pay my bill and not have any toilet paper for my ass or water to wash it? *looks behind my back*
I have to go now... I think they know I'm here!

Shaq said...

Great, now you bought them here.

Sallie Mae can kiss my natural black ass. They are the only reason why I have a job. That and my car insurance. Them mofos are relentless. I had a moment on the phone with someone in India because they double dipped out of my account one month. I'm in a store and they're like the transaction was denied. I go home...investigate and find out Sallie Mae took money out after I sent them a check. I didn't even get a sorry. I said well who is going to give me 25 bucks for an overdrawn fee? That "I don't understand English" sure came out 'cause she aint know what to say.

If it wasn't for the fact that one day I want to own a house, I would toss them student loans to the side.

Anonymous said...

*comes from around the cornah and does an Army roll*

I think I shook em! They charged me twice before, too! F**kin bitck gonna tell me her fault and it will be back in my account in 3 to 4 business days.... WTF?!?
*wispering*
Let me stop before I get a Terrioirstic Threat charge...

Coco LaRue said...

Y'all are crazy as hell... but right! Between that bitch Sallie Mae and $1500 to $2000 per month in rent, I don't know how much longer I can afford to live in NYC! It almost doesn't matter that you don't have to have a car note here or that the salaries are higher, it's just too much at times. This whole Generation Debt business is serious; since the rates tend to impact minorities harder, it is like the new form of sharecropping.

Shaq said...

The cost of living in NY is just too much. I feel you on that Coco. It's rising every year but folkls salaries don't seem to be following the same trend. Damn shame.

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